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Investor Distributor Factor Book

Core Values, Beliefs & Principles

NJ Mutual Fund employs a comprehensive, data-driven approach to investment management. Our strategy centers around meticulous data collection, such as company fundamentals, prices, and market indicators. The collected data undergoes rigorous cleaning and processing procedures to ensure utmost quality and reliability.

The research team at NJ Mutual Fund then constructs various models using robust factor parameters built on these datasets. These models are rule-based and undergo stringent back-testing on historical data. Employing meticulous testing enables us to evaluate their potential effectiveness under diverse market conditions and their ability to generate high risk-adjusted returns over the long term.

Once the models successfully pass the testing phase, they are employed to guide our investment decisions. However, our commitment to excellence does not stop there. Both the models and their parameters are subject to continuous scrutiny and refinement, ensuring they remain relevant and effective in an ever-evolving market environment.

The organization believes in building and nurturing trust with all its stakeholders, including its investors, employees, and partners. This trust is seen as a key ingredient in the group's success and longevity. The founders of the group, who started with humble beginnings, attribute their growth and diversification into many businesses through the trust they've cultivated. We believe that each step we have taken in our journey has been successful because it is 'Built on Trust'. Trust is not just a value for us; it's a part of our identity.

We, as an organization, hold transparency in high regards. It is an integral part of our corporate governance principles, and we are committed to practicing transparency in all our operations. We recognize the importance of timely and balanced disclosure and communication of all material information to our stakeholders. By prioritizing transparency, we ensure that our stakeholders have access to the necessary information to make informed decisions and hold us accountable.

Our commitment to transparency is rooted in our desire to promote confidence and foster a sense of fairness among all stakeholders. We understand that it is not enough to simply make promises, we strive to demonstrate our commitment through our actions. This commitment reinforces trust as stakeholders can witness the alignment between our words and deeds. It creates a virtuous cycle where trust and transparency go hand in hand.

It guides our practices from idea generation to delivery, ensuring that stakeholders are well-informed and can trust our actions. We believe that transparency is essential for building strong relationships and promoting mutual success.

NJ Mutual Fund is driven by a passion for the financial well-being of its investors and a mission to transform lives. Over the years, this passion has led the organization to grow, expand, and set new benchmarks. However, the company's primary focus remains on winning the trust of its investors​ by promoting and recommending what is in the best interest of our investors.